Trikes have an upright riding position, mid to forward controls, three wheels, heavyweight (usually over 700 lbs), can contain bodywork, saddlebags, trunks, tour packs, street use only, 500cc and up, and are foreign and domestic made. Trikes are designed for long distance riding and comfort. They can be heavily accessorized. The trike kit itself can be an accessory. There are a limited number of manufacturers of trikes such as Harley-Davidson, Honda, Piaggio and Can-Am.
Rider will only insure manufactured trikes with seating limited to one passenger.
++ If insured under the Optional Coverages, the NADA book value of certain trike conversion kits will be added to the book value of the stock motorcycle; after depreciation the total cannot exceed $45,000. Lehman Trikes, Moto Trikes, and California Side Car Trikes are the trike conversion kits to which this applies, although Rider updates the list from time to time to include others. All trike conversion kits not on the list will be covered under the Rider Accessory Package, if applicable. If you want to check if your particular kit has been added to the list, please contact our office.
Plymouth Rock Assurance is a marketing name used by a group of separate companies that write and manage property and casualty insurance in multiple states. Motorcycle insurance in New Jersey and Pennsylvania is underwritten by Rider Insurance Company. Each of the companies is financially responsible for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company.