WHAT DO YOU RIDE?

The information on this page is not an offer or promise of insurance coverage, nor should this information be relied on when determining the actual terms, conditions, and exclusions that apply to a specific insurance policy. Motorcycle insurance coverage varies by state. These descriptions are intended only as a guideline. All terms and coverages are defined solely by each policy. Rider's insurance policies cover individuals for recreational use only.

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Options). Moped policies do not include uninsured / underinsured motorist coverage in NJ, OH & WV, and are not eligible for the Quality-Plus Package.

Get a Quote

CONVERSION KIT TRIKES

• LIABILITY COVERAGE (Check Your State for Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

  If insured under the Quality-Plus Package, the NADA book value of certain trike conversion kits will be added to the book value of the stock motorcycle; after depreciation the total cannot exceed $40,000. Lehman Trikes, Moto Trikes, and California Side Car Trikes are the trike conversion kits to which this applies, although Rider updates the list from time to time to include others. All trike conversion kits not on the list will be covered under the Rider Accessory Package, if applicable. If you want to check if your particular kit has been added to the list, please contact our office.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

MANUFACTURED TRIKES

• LIABILITY COVERAGE - (Check Your State for Options. Rider will only insure manufactured trikes with seating limited to one passenger)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. Only vehicles listed in the N.A.D.A. Book with seating limited to one passenger will be eligible for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Coverage & Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. In order to qualify for this coverage the bike must be listed in the NADA book or website (www.nada.com).

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Coverage & Options)

Get a Quote

• LIABILITY COVERAGE (Check Your State for Coverage & Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Get a Quote

• LIABILITY COVERAGE (Check Your State for Coverage & Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• ACCESSORY COVERAGE (Except Virginia, See Below):

  Up to $8,000 in accessory coverage is included on all policies (except in Virginia) with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.
  

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description

  Note: The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

• ACCESSORY COVERAGE IN VIRGINIA:

  Up to $8,000 in accessory coverage is included on all policies with the Quality-Plus package insuring a non-sport bike or non-high performance bike 551ccs or over, at no additional cost. This includes customized parts and equipment, paint, helmet coverage, safety apparel and trip interruption.

  The coverage is in excess of the up to $40,000 limit on the Quality-Plus package. Rider Accessory Package Detailed Description, Virginia

Note: Rider Insurance will insure most UTV makes and models. We do not insure UTVs with seating for more than two people or in excess of four wheels.

Get a Quote

• LIABILITY COVERAGE (Check Your State for Coverage & Options)
• QUALITY-PLUS PACKAGE:

  This package includes fire, theft, comprehensive, and collision coverage with the liability limits of your choice. Rider will pay up to $40,000 for any damages to or theft of an insured motorcycle, subject to your deductible and policy exclusions. All vehicles must be listed in the N.A.D.A Book to qualify for this coverage.

• The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle.

Rider classifies these models as sport-high performance motorcycles:

• ARCTIC CAT: Wildcat 1000I H.O.
• HONDA: CBR, VTR (Super Hawk), RVT (RC51)
• KAWASAKI: Ninja, ZX, GPZ, ZZR, 2006 Z750S, 2006 Z1000
• MV: All Models
• MZ: 1000SF Skorpion, 1000S, 1000N
• POLARIS: Ranger RZR 800, RZR 570, RZR S 800, RZR XP 900
• SUZUKI: GSX, GSXR, Katana, RF, TL
• YAMAHA: FZR, FZS, YZF, GTS, R1, R6

Rider's insurance policies cover individuals for recreational use only.

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