Rider Insurance offers numerous Motorcycle Insurance and ATV/Off-Road Insurance Discounts to help you save money. Motorcycle insurance discounts vary by state, click your state to see which specific insurance discounts are available.
A discount is offered to any applicant with a motorcycle driver license, age 26 and over, with a clean driving record, insuring a non-sport / non-high performance motorcycle, 576cc and over, with physical damage coverage.
A discount is offered to any applicant, age 35 and over with a clean driving record, who is insuring a sport / high performance motorcycle, 551ccs and over with physical damage coverage.
A motorcycle insurance discount is applied to any policy transferring coverage from another insurance company, with no more than a 180-day lapse in coverage. Prior insurance policy number is required.
Discount percentage varies based on the number of vehicles and operators listed on the policy.
A discount is applied to all policies renewing with no lapse in coverage. Policies that go under notice more than twice in the prior term are not eligible for this discount.
Save money by bundling your motorcycle insurance with home, personal auto or commercial auto insurance.
A discount is applied to all homeowners.
Save money by being claims free for five consecutive years.
A discount applied to all active and former military personnel.
Active members of an approved affinity group may receive a discount.
A discount is applied to any policy with a current affiliation with any of the following: HOG, GWRRA, American Legion Riders, LAMA, Red Knights, ABATE, USAA, Rider Employee or AMA. Membership number is required.
It can pay to plan ahead. The more time between your quote date and policy start date, the bigger the discount you’ll receive.
Sign up to receive your policy documents electronically and we’ll reward you with savings.
Receive a discount for paying your full motorcycle insurance premium upfront rather than making monthly payments.
A discount is applied on all vehicles with anti-lock brakes. Automatically applied based on Highway Loss Data Institute (HLDI) database.
A discount is applied to the comprehensive coverage on all vehicles with a permanently installed anti-theft device.
A discount of is applied on policies with operators with at least 3 years of on road riding experience.
A discount is applied to each vehicle to which an applicant who has completed a safety course is assigned. A completion certificate must be provided. Discount is good for 3 years from completion date.
A discount is applied to each vehicle to which an applicant who has completed a safety instructor course is assigned. A completion certificate must be provided. Discount is good for 2 years from completion date. If this discount applies then the safety course discount does not also apply.