Arkansas Motorcycle Licensing
Motorcycle License, Permits, Training & Insurance
The content below is for informational purposes only and was last updated as of November 2025. For the most up-to-date information, please visit the website of the Arkansas Department of Finance & Administration (DFA) and consult the Arkansas Code, including § 27-20-106, § 27-20-107 & § 27-20-108.
Operating a Motorcycle in Arkansas
The requirements to legally operate a motorcycle or motor-driven cycle on public roads in Arkansas include:
- Meet the minimum age requirement
- Possess the proper motorcycle license endorsement (or special license for younger riders)
- Pass the required tests
- Register your motorcycle and pay the applicable fee
- Maintain motorcycle insurance that meets Arkansas’ state minimums
Minimum Age and License Types
| Age Range | License Type | Vehicle Restrictions / Notes |
|---|---|---|
| 14-15 years old | Class MD (special license) | Can operate a motor-driven cycle that displaces 250 cc or less. |
| 16 years & older | Class M (full motorcycle endorsement) | Allows operation of motorcycles on public highways (no restriction by displacement under Class M). |
Testing and Fees
The testing and fee requirements for Class M motorcycle licenses and Class MD special licenses include:
- Required Tests
- Applicants must pass a written test, road test and a vision screening.
- The road test may be waived if an approved motorcycle safety training course is completed, such as the Motorcycle Safety Foundation (MSF) course.
- Fee & Expiration Date – Class M
- Pay the applicable fee.
- Class M licenses are generally valid for eight (8) years.
- Applicants aged 70 or older may apply for a license valid for either four (4) or eight (8) years.
- Fee & Expiration Date – Class MD
- Pay the applicable fee.
- Class MD licenses are issued for a period of not more than two (2) years.
Class MD licenses expire one (1) month after the licensee’s 16th birthday.
Motorcycle Education & Training
While Arkansas does not require every applicant to complete a motorcycle safety or training course, doing so has these benefits:
- Applicant may waive the road test if an approved course is completed.
- Improves safety, preparedness, and may make applicant eligible for insurance discounts.
Locations for training & safety courses are accessible via providers recognized by the Motorcycle Safety Foundation and academies (i.e. dealer-run rider programs).
Arkansas Motorcycle Insurance Requirements
Motorcycle owners in Arkansas must carry liability insurance that meets state minimums. While Arkansas has not issued online guidance outlining insurance requirements specific to motorcycles, applicants can expect to be required to obtain the same liability coverages required for motor vehicles under state law:
- Bodily injury liability; and
- Property damage liability
Consult the Arkansas Insurance Department for current minimum liability amounts and any required endorsements.
Registration & Other Requirements
- Your motorcycle must be registered in Arkansas to be operated legally.
- Driver’s license or motorcycle endorsement must be valid and current.
- Must comply with Arkansas laws for safety equipment, such as helmets.
Overview of General Steps to Obtaining a Motorcycle License in Arkansas
- Determine the applicable age group: ages 14-15 are eligible for a Class MD special license and ages 16+ are eligible for a Class M license.
- Complete required tests: knowledge, vision, and road tests, unless road test is waived.
- Be proactive and take advantage of safety training.
- Ensure insurance and registration are in place.
Disclaimer: This article has been provided for informational purposes only and does not constitute as legal advice. This article is based on the most reliable information available on the date of publication. Motorcycle laws are subject to change. For legal guidance and to ensure you have the most up-to-date information, please consult qualified legal counsel or your state’s Department of Motor Vehicles.
Arkansas requires motorcyclists to have current coverage that meets the state’s minimum requirements on all registered vehicles. Before riding in Arkansas, make sure your coverage meets the state’s requirements.
To make sure you have the right coverage at the right price, come see what Rider can do for you.
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