An All-Terrain Vehicle (ATV) is a vehicle that travels on low-pressure tires, with a seat that is straddled by the operator, and with handlebars for steering control. These vehicles have three to four wheels designed for use on various types of terrain. The 4-wheeled version is commonly called a quad, four-wheeler, or ATV. There are also 3-wheeled models that were discontinued in 1988.
A Utility Side by Side Vehicle (UTL) also referred as a UTV is vehicle that is designed to be used primarily off-road. They have four or more low-pressure tires, a steering wheel, tail light, break light, and two headlights. They also have seating for at least 2 occupants.
Rider insures a wide range of ATVs & UTL / UTVs with great insurance rates starting as low as $60 for ATV or UTV insurance packages, and insurance discounts to help you save money.
Choose your state for state-specific ATV/UTV insurance coverage information.
Along with liability coverage, Rider offers additional coverage options to suit your needs. Getting an ATV or UTV insurance quote is easy, free, and only takes a few minutes. Don’t wait – get excellent ATV or UTV insurance coverage with Rider at better rates!