Missouri Motorcycle Licensing
Motorcycle License, Endorsements, Training & Insurance
The content below is for informational purposes only and was last updated as of March 2026. For the most up-to-date motorcycle licensing information, please consult the Missouri Department of Revenue (DOR) and the Motorcycle Operator Manual.
Operating a Motorcycle in Missouri
Requirements to legally operate a motorcycle in Missouri include:
- Holding a Class M license or permit, or a driver license with the M endorsement.
- Titling and registering your motorcycle with the state of Missouri.
- Maintaining insurance coverage that meets Missouri’s requirements.
What is a Motorcycle Endorsement?
Endorsements qualify you to do things you could not without the endorsement being added to your license. The Class M Motorcycle endorsement is available for non-commercial driver licenses in Missouri.
What is Required to Obtain a Motorcycle Endorsement
To obtain a motorcycle endorsement on an existing driver license, applicants must:
- Pass the Class F and Class M written tests;
- Pass a vision test;
- Pass a road sign recognition test; and
- Pass a motorcycle skills test.
For applicants ages 16 to 18, Missouri’s Graduated Driver License (GDL) requirements also apply.
Motorcycle Education & Safety Training
- The Missouri Motorcycle Safety Program (MMSP) provides courses that enhance motorcycle rider safety and promote motorcycle rider education.
- MMSP teaches courses at 21 training sites in Missouri.
- Completion of a MMSP class is not required. Alternatively, you can obtain your license by taking the written and riding tests at an approved testing site.
- If you successfully complete MMSP’s Beginner RiderCourse or the H-D New RiderCourse, you will receive a course completion card, which you should present at a license office within a calendar year to obtain your M endorsement.
Insurance Requirements
- Missouri requires minimum liability coverage, as follows:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 per accident for property
- Missouri also requires uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident.
Next Steps
By now, you should have a solid understanding of how to obtain a Missouri motorcycle endorsement — from testing requirements to insurance and registration rules.
If you’re a new rider or a new resident shopping for motorcycle insurance, click here or call 833-70-RIDER to get a quote in minutes, and make sure you have the right coverage before hitting the road.
Disclaimer: This article has been provided for informational purposes only and does not constitute legal advice. It is based on the most reliable information available as of the date of publication. Motorcycle laws are subject to change. For legal guidance and to ensure you have the most up-to-date information, please consult qualified legal counsel or your state’s Department of Motor Vehicles.
The MO DOI requires motorcyclists to have current coverage that meets the state’s minimum requirements on all registered vehicles. Before riding in Missouri, make sure your coverage meets the state’s requirements.
To make sure you have the right coverage at the right price, come see what Rider can do for you.
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