ATV & UTV / UTL Off-Road Insurance

Getting an insurance quote from Rider Insurance for ATVs, UTVs and Off-Road vehicles is easy and only takes a few minutes.

ATV and UTV Off-Road Insurance for Quads

Do you need ATV, UTV or Off-Road Vehicle Insurance?

What is an ATV?

An All-Terrain Vehicle (ATV) is a vehicle that travels on low-pressure tires, with a seat that is straddled by the operator, and with handlebars for steering control. These vehicles have three to four wheels designed for use on various types of terrain. The 4-wheeled version is commonly called a quad, four-wheeler, or ATV. There are also 3-wheeled models that were discontinued in 1988.

What is a UTL/UTV?

A Utility Side by Side Vehicle (UTL) also referred as a UTV is vehicle that is designed to be used primarily off-road. They have four or more low-pressure tires, a steering wheel, tail light, break light, and two headlights. They also have seating for at least 2 occupants.

There are also sport / recreation utility side by side vehicles that have high power-to-weight ratios and long-travel off-road suspension systems. Generally designed to accommodate more than one occupant; however, they typically have deep bucket seats instead of bench seats. While these sportier utility vehicles can sometimes carry small amounts of cargo or pull light trailers, they do not have dedicated cargo beds.

ATV and UTV Insurance packages

ATV & UTV Insurance Packages *

Great Insurance Rates and Discounts

Rider insures a wide range of ATVs and UTL / UTVs with great insurance rates starting as low as $60 for ATV or UTV insurance packages, and insurance discounts to help you save money.

* Restrictions apply. Call for details.

Hassle-Free ATV / UTV Insurance Quotes

Along with liability coverage, Rider offers additional coverage options to suit your needs. Getting an ATV or UTV insurance quote is easy and only takes a few minutes. Don’t wait – get excellent ATV or UTV insurance coverage with Rider at better rates!

ATVs, Quads and UTVs
off road vehicles

Why Pick Rider for ATV / UTV Insurance?

Rider Insurance provides low rates for ATV / UTV / Off-Road insurance, so riders can get the right coverage at a great price.

Insurance requirements vary from state to state. To avoid issues, refer to your state government agency to find out what you need to do.

Do You Need Insurance for Your ATV, UTV or Off-Road Vehicle?

Insurance requirements vary from state to state. To avoid issues, check out the licensing and insurance by state information for New Jersey or Pennsylvania, or check your state for information on how to get an ATV / UTV insurance quote in your state.