Rider's insurance policies cover individuals for recreational use only.
Sport / High Performance Motorcycles have an aggressive riding position with a low handlebar position, rear controls, high performance, lightweight (under 500 lbs), plastic body work, 551cc and up, street use only, and are foreign and domestic made. Sport/high performance motorcycles are designed with a track background. The aggressive riding position usually makes these types of bikes more uncomfortable for a longer ride. A sport bike usually has ABS (antilock brakes), lightweight engine components, different traction control modes and high performance tires. There are a variety of these types of motorcycles by various manufacturers such as Honda, Yamaha, BMW, Kawasaki, Suzuki, Moto Guzzi, Aprilia, Ducati, Triumph and KTM.
The Rider Accessory Package does not apply to any bike classified as a sport or high performance motorcycle, except in VA. See Insurance Coverage by State for details.
Plymouth Rock Assurance is a marketing name used by a group of separate companies that write and manage property and casualty insurance in multiple states. Motorcycle insurance in New Jersey and Pennsylvania is underwritten by Rider Insurance Company. Each of the companies is financially responsible for its own insurance products. Actual coverage is subject to the language of the policies as issued by each separate company.